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As lawmakers develop legal frameworks for AI, they need a clearer understanding of how AI preemption—federal and state law overriding lower level AI rules—affects public interest and community well-being.
The ROAD to Housing Act Calls on HUD to Expand Access to Small-Dollar Loans. Here Are Two Strategies It Could Use A successful small-dollar loan pilot should reduce fixed origination costs for borrowers and provide incentives for lenders to make more of these loans.Should Governments Use Preemption to Regulate AI? As lawmakers develop legal frameworks for AI, they need a clearer understanding of how AI preemption—federal and state law overriding lower level AI rules—affects public interest and community well-being.More Than 75 Percent of Americans Now Support Baby Bonds—an Increase from 2025 Support grew across political affiliations and income groups, signaling broad interest in asset-building policies for children.How Philanthropy Can Help Protect K-12 Data Amid Federal Education Policy Shifts As federal and state policy landscapes continue to evolve, the need for proactive, coordinated approaches to protecting K–12 education data will only grow.How Out-of-Pocket Spending Caps in Traditional Medicare Could Affect Beneficiary and Program Spending Under the proposed $5,000 cap, more than 4 million traditional Medicare beneficiaries would see lower cost-sharing obligations, with beneficiaries who have spending above the cap saving $6,470 on average.As Policymakers Aim for 1 Million Apprentices, They Should Uphold Program Quality A framework for developing apprenticeship policy that doesn’t sacrifice quality and supports growth.
