Articles and analysis on today's issues
As lawmakers develop legal frameworks for AI, they need a clearer understanding of how AI preemption—federal and state law overriding lower level AI rules—affects public interest and community well-being.
Can nudges improve government? People are imperfect. Insights into how to prompt people and frame options could greatly improve decisions.Disabilities and public housing: A closer look The link between public housing, public benefits, and employment among people with disabilities suggests ways forward for policy and research.FHA’s new performance metric could open the credit box The administration’s evaluation of lenders may be partially to blame for shrinking access to credit. The updated method attempts to correct the flaw.A mortgage program to better serve the next generation of borrowers With its new HomeReady program, Fannie Mae is taking a step toward recognizing the needs and wants of today's homebuyers.US government finally sheds light on student loan debt Borrowers from for-profit and community colleges are driving the increase in defaults, while those with significant debt aren’t all that risky.Explaining uncertainty with poverty rates All estimates are imprecise. A new map explores how patterns in poverty shift when we take confidence intervals into account.