Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Could “public charge” reduce public preschool participation among immigrant families? A proposed rule would negatively weigh several factors in the immigration admissions process, including participation in Medicaid or SNAP.New evidence shows the safety net reduces Americans’ material hardship by 48 percent The American economy has seen strong growth and low unemployment, but many families continue to struggle.The new opioid legislation takes important steps toward expanding treatment and coverage The SUPPORT Act, aimed at addressing the opioid crisis, was signed into law on October 24.Proposed Massachusetts tax on college endowments could raise $1 billion, but what are the trade-offs? Massachusetts Democratic gubernatorial candidate Jay Gonzalez has proposed taxing large college and university endowments.Renters are more likely than homeowners to struggle with paying for basic needs Urban Institute research suggests families are jeopardizing their health and well-being to prioritize housing payments.The new UltraFICO system could threaten the level playing field of credit score calculations The existing FICO credit score has been a measure of behavior, not wealth.