Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Child care support is critical for advancing job training and workforce development A new survey shows how local workforce development boards are aiming to help low-income parents.Disaster aid eligibility processes risk cutting out low-income households in need When damage falls below an eligibility threshold, households can be left behind by disaster recovery efforts.LeBron James’s I Promise School puts a public face to the evidence-based approach of whole-family intervention The school is a bold, public experiment in whole-family community intervention, and it is rooted in strong evidence and a proven model.First-time homebuyers will continue to dominate the mortgage market Compared with repeat buyers, first-timers have dominated the mortgage market for the past 10 years.The need for clear-eyed policymaking on student loan defaults New evidence reveals characteristics of borrowers who default on their student loans and the consequences of defaulting.Three ways to unlock the potential of evidence-backed programs at the local level For local practitioners to benefit from evidence, they need to be engaged in all phases of research.