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Articles and analysis on today's issues
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The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Three goals for restoring black homeownership The historic decline in black homeownership doesn’t have a single cause.Racial segregation is a stubborn feature of our nation’s history, but it doesn’t have to be our future Communities across the country are looking at the pervasive consequences of racial segregation.Mapping the black homeownership gap The drop in black homeownership has not been uniform across the country.The demographics of income-driven student loan repayment Who are the growing number of student loan borrowers opting for income-driven repayment plans?Policymakers, not financial institutions, should act to prevent gun violence Some have proposed having financial institutions deny purchase of guns as a means of regulation.Can racial and ethnic impact statements address inequity in criminal justice policy? A growing number of states are evaluating proposals for their likelihood of creating or increasing racial and ethnic inequities.
