Articles and analysis on today's issues
The rise of buy now, pay later products, which often aren’t reported to credit bureaus, could affect borrowers’ ability to buy a home and sustain homeownership.
Updating mortgage servicing now will ensure the mortgage market better serves all Americans Servicing mortgages is key to a healthy housing market, but remains expensive and complicated due to regulations put in place to respond to the housing crisis.Seeding and spreading innovation to reduce jail use Reforming how we deliver public safety entails changing how thousands of independently operated justice agencies do business.Repealing the ACA could worsen the opioid epidemic The coverage expansions and protections under the Affordable Care Act have helped lessen the opioid epidemic and save lives.Can Trump make Mexico pay for the wall? The president's proposal to tax Mexican imports and exports to pay for a border wall has fundamental budget and logic flaws.Using Pennsylvania as a case study to understand the local impact of ACA repeal Under a partial repeal of the Affordable Care Act through reconciliation, Urban Institute projects an increase of 956,000 in uninsured Pennsylvanians by 2019.Blocking funds to sanctuary cities could hurt all Americans Cuts to federal funding in so-called "sanctuary cities" could severely damage the national economy and undermine public safety.